Do you want to know how to create and verify a Chipper Cash account? Chipper Cash is one of the fintech companies that specializes in mobile-based financial services across Africa.
It facilitates peer-to-peer money transfers, cross-border transactions, and additional services such as bill payments and airtime top-ups.
In this guide, we will walk you through all the steps required for you to successfully create and verify a Chipper Cash account. Excited? Let’s dive in.
Table of Contents
What Is Chipper Cash?
Chipper Cash is a fintech company that provides a mobile-based platform for peer-to-peer money transfers and other financial services. It was founded in 2018 with the aim of facilitating seamless and affordable cross-border transactions, especially in African markets.
This platform allows users to send and receive money across different African countries. Chipper Cash supports various currencies and payment methods, making it easier for people to transact and manage their finances. Chipper Cash also offers additional features such as bill payments and airtime top-ups.
Chipper Cash like PayPal is a digital payment platform that enables users to conduct online transactions, transfer money, and engage in e-commerce activities. While Chipper Cash and PayPal have different focuses and regional differences, both platforms aim to provide convenient and secure financial services to individuals and businesses.
Why You Need a Chipper Cash Account.
Before we delve into the chipper cash account creation and verification process, it is also important to know and understand why you need a chipper cash account in the first place.
Below we have highlighted some benefits that Chipper Cash offers.
- Cross-Border Transactions: Chipper Cash facilitates smooth and affordable money transfers across different countries in Africa.
- Convenience: Chipper Cash provides a user-friendly platform for various financial transactions, such as sending money, receiving payments, and paying bills.
- Airtime Top-Ups: With Chipper Cash, you can conveniently top up your mobile airtime with ease through the platform.
- Security Measures: Chipper Cash Implements security protocols to safeguard financial information, ensuring secure transactions.
- Community Incentives: The Chipper Cash platform offers referral bonuses and community-based incentives, encouraging users to introduce others to the platform.
- Financial Inclusion: Chipper Cash also supports individuals who may not have access to traditional banking services, promoting financial inclusion in underserved regions.
- User-Friendly Interface: Chipper Cash is designed to be accessible, making it suitable for a diverse range of users, including those unfamiliar with traditional banking.
- Cost-Effective: Often features low or no transaction fees for specific services, making it an economical choice for financial transactions.
Create and Verify a Chipper Cash Account – Steps.
Now that we have explained what Chipper Cash is and the need to have one, we will dive into the steps required to create and verify a Chipper Cash account using simple steps.
Chipper Cash app download
The first thing you should know is that Chipper Cash is only available on mobile. This means that you cannot download the Chipper Cash app for PC usage.
You can only use it either on Android or iPhone.
To get started on this, go to your phone’s store and download the Chipper Cash app – either from the Google Play Store or the Apple App Store.
Search for Chipper Cash in your app store search box and hit the Install button to install the app.
Next, click on the Open button to open the Chipper Cash app.
After downloading and opening the Chipper Cash App, the next thing to do is to sign up for a Chipper Cash Account. Follow the steps below to get started on that.
Opening a Free Account
Click on the Open free account button to start creating your Chipper Cash account.
Chipper Cash Sign-Up
The next thing to do on the new page is to sign up for a Chipper Cash account. And for this, you will need a verification code to qualify you to sign up for a Chipper Cash account.
If you look carefully on the new page, you will find out that you have 2 modes of getting the verification code, either by using your phone number or by using your email.
Go ahead and choose the one that best suits you.
Tap the Phone Number option and fill in the required field on the next page. Check the button beside the Remember Phone Number instruction and then tap the Next button to proceed.
Once you click on the Next button, a pop-up page will be opened for you, asking you to verify your phone number.
Tap the Dial button to proceed.
Doing this will automatically lead you back to your phone, where you will need to dial the code presented to you so that your Phone number will be verified.
After dialling the code, a pop-up message will appear on your phone screen instructing you to go back to the Chipper Cash app.
Click on OK and then return to the App to proceed to the next stage.
Creating Your Profile
Now that your phone number has been verified, the next thing to do is to create a profile for your account.
This is a 5-stage process for signing up for a Chipper Cash account, of which creating your profile is the first one.
For this, you will be required to fill in all the required fields and then click on the Next button.
Additional Questions
This is the second stage and on the page opened for you, you must provide your Country of Birth, Primary Citizenship and Gender. Go ahead and provide these details and click on the Next button to proceed.
Residential Address
The 3rd phase of creating the Chipper Cash account is where you will provide information about your residential address.
Provide all the required information and click on the Next button.
Choosing a Chipper Tag
At this stage, you will be required to choose a Chipper tag for your account. The Chipper Cash tag is a unique username common to only your account.
Go ahead and choose a Chipper Cash tag for your Chipper Cash account. When you finish, tap the Confirm tag button to advance to the last stage.
Purpose of Use
This is the 5th and final stage of the Chipper Cash account creation. In this stage, you will state clearly by selecting the purpose of the account you are creating. You will do this by selecting your answers from the available options.
So, select from the list based on your preference by tapping the checkbox beside each option.
Tap the Next button when you are done.
Pin Creation
Now that you have successfully signed up for a Chipper Cash account, the next thing to do is to create a PIN for your account.
Creating a PIN for your account is vital in this regard. Not because it is part of the account creation phase, but also adds more security to your Chipper Cash account.
So go ahead and create a PIN for your account.
Once you’ve set up the PIN, a congratulatory message will be opened for you on a new page. This means that you have successfully created your Chipper Cash account.
Tap the Proceed to Home button on the page to open up the app.
Verification
Now that you have successfully created your Chipper Cash account, the next thing to do is to verify the account. The reason for this verification is to enable you to have full access to all the features of the app.
To do this, from the app’s home screen, locate and tap the Icon at the top-right side of your Phone screen.
Next, scroll down to where you see Get Verified and tap it.
On the new page, hit the Verify My Account button.
Next, hit the Allow button to allow Chipper Cash to take pictures and record video. This is a vital step in the verification process.
Hit the I’m ready button on the next page to begin the verification.
Facial Verification
The first step of the verification process is facial verification. Ensure you follow the instructions on the screen and hit the Continue button after your face has been captured to proceed to the next stage.
BVN Verification
The second step is the BVN verification. In this step, you are required to provide your BVN. So go ahead and input your BVN in the required field.
Click on the Next button to advance.
After you have provided your BVN, the next thing to do is to provide a means of identification.
ID Verification
For this step, you can use your national ID card if you have one. If you don’t, you can use your driver’s license or international passport as the case may be.
However, this is a pretty easy step so go ahead and provide the required documents for this stage.
Once you have finished with all the stages of the verification, you will wait for a little while for your account to be verified.
Once your account has been verified, you will be able to see your account number, and you will have access to other features as well.
To see if your account has been verified, hit the icon at the top right side of your Chipper Cash home screen to view your Profile settings. And while you are on our Profile settings, scroll down to the Verification Status section to see if your account has been Verified.
With that, you can now access your account number and all other features of your app.
Verify Your Email
This does not affect the overall verification process as it can be done anytime.
However, it is important to ensure that your email is verified. This is because updates about the product will be sent directly to you via email. Your email can also be used as an alternative means to sign in to your Chipper Cash account.
To get started on the email verification, access your Profile setting by hitting the icon at the top right side of your app’s home screen.
Next, scroll to the Personal section and tap it.
Once you are in, locate the Email section and tap the Add Email option.
Insert your email and hit the Next button.
A 6-digit code will be sent to your email. Go ahead and copy the code and insert it in the required field in the Chipper Cash app.
If you do this correctly, your email will be automatically verified and added to your account.
Adding Payment Methods
You can add your payment methods in 2 ways.
- By adding a bank account, and
- By Adding an e-naira username.
To get started on this, locate the Payment Methods section from your Profile settings and tap it.
On the next screen, hit the Add a payment method button.
Next, select the Bank option.
From the list of banks, select the bank you want to link to your Chipper Cash account.
So go ahead and select your local bank from the list.
Next, enter your account number in the provided field and hit the Next button.
On the pop-up screen, tap on the YES, CONFIRM option.
When you do this, a confirmation page will be opened for you. Confirm that all the information you provided is correct.
If you are satisfied with it, hit the Add Payment Method button to add your local bank account to your Chipper Cash account.
A new page will be opened for you confirming that your payment method has been added successfully.
Hit the Done button to final to close the page.
With this, you have successfully added your bank account to your Chipper Cash account.
Performing a Simple Transaction
The main focus of this step is to ensure that your account is fully functional. To do this, you will need to perform a simple transaction with your Chipper Cash account.
One way to do this is to fund your Chipper Cash account from your local bank. And to do this you will need your Chipper Cash account number.
To get your Chipper Cash account number, locate the Accounts section from your Profile settings and tap it.
On the new page, hit the NGN option to proceed.
You should be able to see your account number if the verification is successful.
Now to ensure that your account is functional, you will transfer some money from your local bank account to your Chipper Cash account. If the transaction goes through without issues, then your Chipper Cash account is fully functional.
To do this,
- copy your Chipper Cash account number and bank name, and
- Transfer some money from your local bank to your Chipper Cash account.
This transaction can be done just the way you perform your normal interbank transfers but in this case, you will be transferring to your Chipper Cash account instead of another local bank.
Once the transfer is complete, the money will appear in your Chipper Cash account as shown in the image below.
With that, you can see that your Chipper Cash account is active and fully functional. You can go ahead and use your Chipper cash account to pay those bills, buy airtime and perform other online transactions with ease.
You can send money by hitting the Send button, and you can also request money from other Chipper Cash users by hitting the Request button and following the instructions on the page.
FAQs
Is Chipper Cash Safe?
Chipper Cash prioritises security, employing advanced measures to protect your financial information.
What if I Forget My Password?
Easily reset your password through the app’s user-friendly interface.
Can I Use Chipper Cash for International Transactions?
Yes, Chipper Cash allows international transactions, providing global financial accessibility.
How Long Does Verification Take?
Verification times may vary, but Chipper Cash strives for a Swift process to ensure your convenience.
Are There Transaction Limits?
Chipper Cash offers flexibility, with customizable transaction limits to suit your needs.
How Can I Contact Chipper Cash Support?
Reach out to Chipper Cash support through the app for prompt assistance.
Conclusion – Chipper Cash
Creating and verifying your Chipper Cash account is a straightforward process. With emphasis lying on user convenience and security.
This easy-to-follow guide takes you through all the steps of creating and verifying your own Chipper Cash account with no step missed. You also got to see how you can link your local bank to your Chipper Cash account and perform a simple transaction as well.
So go ahead, create and verify your account with Chipper Cash and enjoy a hassle-free financial experience with Chipper Cash’s intuitive features.
